Insurance Claim Inspections, Assessments and Reports
Finalinspect has been engaged by many clients over many years to accurately and independently assess the following:
Builder’s Warranty Insurance claims
We have assisted and advised many clients over the years where their builders have either died, become bankrupt or simply disappeared (never to be seen again) while their new houses, offices, factories and warehouses are being constructed or renovated.
When builders are no longer available to finish constructing a new home, office, factory or warehouse, the half completed building goes on hold and the relevant insurance company (i.e. Builder’s Warranty Insurance) needs to be contacted so an assessment can be made of all outstanding works and a payment made by the insurance company to cover the cost of completing the building.
Insurance companies are extremely experienced at making very conservative insurance claim assessments and not paying out any more than they have to. When an insurance assessor makes a conservative assessment, there is a real risk that the balance of the building works that they believe are required to complete your home may:
- Fall well short of what was promised in the original building plans and specifications.
- Not meet the minimum building standards. That is, the payment that the insurance company is prepared to make is not adequate to cover the cost of properly finishing the construction or renovation of your new home or commercial or industrial building compliant with the Building Code of Australia and all other relevant Australian Standards and building guidelines.
If you are facing the above situation, we recommend that you engage Finalinspect to:
- Thoroughly independently inspect your partly completed building (before the insurance claim assessor from the relevant insurance company inspects your building and makes an assessment) and outline in detail all works that need to be completed to finish your building compliant with the relevant building plans and specifications, the Building Code of Australia and all relevant Australian Standards.
- Re-inspect your building after it has been fully completed to make sure it has been properly constructed and finished.
Damage to buildings caused by storms, floods and fires etc
As already outlined above, insurance companies are extremely experienced at making very conservative insurance claim assessments and not paying out any more than they have to.
Finalinspect thoroughly and independently inspects storm, flood and fire damage to buildings and the surrounding land and provides clients with detailed typed reports setting out the full extent of all damage and outlining in detail all rectification works (or complete re-build if necessary) that need to be completed to return damaged buildings and landscapes back to their original state.
If you are concerned that your insurance company has not or will not accurately assess the building works that need to be undertaken to properly finish or repair your home, office, warehouse or factory please contact Finalinspect during business hours on (03) 9836-7616 or after hours on 0408-132-152.